A savings product to serve your business’ needs, with interest rate similar to that of time deposit as well as ease of transaction.
- Interest rate with that offered by time deposit.
- Free of charge for cash withdrawal at other banks’ ATM. ATM with logo of GPN/ PRIMA/ BERSAMA, including that belong to BRI, BCA,Bank Mandiri, BNI, CIMB Niaga, Bank Panin, etc.
- Free of charge for interbank transfer and no administration fee.*
- Reimbursement of transfer cost for receive of money.**
- Equipped with mobile and internet banking.
*See terms product details for transaction fee.
**See terms for reimbursement of transfer cost.
Features
Interest Rates*
Tier | Interest Rate* |
---|---|
<Rp100 million | 0.50% |
≥Rp100 million to < Rp1 billion | 1.50% |
≥Rp1 billion to < Rp10 billion | 3.25% |
≥Rp1 billion | 3.75% |
*Effective on 22nd May 2023, it may change at any time.
Cost Terms
Monthly fee administration & ATM | Free |
Bank Sampoerna’s ATM Cash withdrawal | Free |
Other banks’ ATM Cash withdrawal fee | Free 30x/month |
Transfer to Bank Sampoerna | Free |
Interbank transfer fee | |
Through ATM Bank Sampoerna’s ATM & Other banks’ ATM | Free for 10 times/ month b,c |
Through MB/ IB/ Counter | |
|
Free for 10 times/ month b,c |
|
Free for 25 times/ month b |
|
Free for 10 times/ month b |
|
Rp2.500 |
Balance inquiry | |
ATM Bank Sampoerna IB/ MB/ Counter | Free |
Other banks’ ATM a | Free b |
Other administrative fee | |
Account opening & ATM Card issuance | Free |
Account closing | Rp100.000 |
IB Token | Free d (2 unit) |
Replacement cost | |
ATM Card | Rp30.000 |
IB Token | Rp500.000 |
Minimum balance & transaction limit
Minimum opening balance & Hold balance | Rp2.000.000 |
Transaction limit (per day) | |
Through ATM | |
|
Rp10.000.000 |
|
Rp50.000.000 |
|
Rp25.000.000 |
Through Mobile Banking | |
|
Rp100.000.000 |
|
Rp50.000.000 |
|
Rp250.000.000 |
|
Rp25.000.000 |
Through Internet Banking | |
|
Rp250.000.000 |
|
Rp100.000.000 |
|
Rp250.000.000 |
|
Rp250.000.000 |
|
Rp25.000.000 |
Minimum balance (lastday transaction) to: | |
Reimbursement of transfer cost for receive of money | |
Real time – online | Rp25.000.000 |
LLG/SKN/RTGS/cashing out cheque | Rp50.000.000 |
Free transfer to other’s bank | |
Through ATM | Rp5.000.000 |
Through MB/ IB/ Counter | |
|
Rp5.000.000 |
|
Rp50.000.000 |
|
Rp5.000.000 |
Details:
(a). ATM with GPN/ PRIMA/ BERSAMA logo, including those of BRI, BCA, Bank Mandiri, etc.
(b). Using cashback mechanism.
(c). The frequency is accumulated of transactions through ATM , Mobile Banking, dan Internet Banking.
(d). With minimum balance of Rp 25 million.
subject to change at any time.
Reimbursement mechanism of transfer cost for receive of money
Transfer Mechanism | Reimbursed Value | Maximum Number of Reimbursement per Month | Minimum Balance at The End of The Day When Transaction Occured |
---|---|---|---|
Real time – online | IDR 6.500 | Total 10 x | IDR 50 million |
LLG/SKN | IDR 2.900 | ||
RTGS | IDR 20.000 |