Installment Loan (PA)

Manage your business financing with greater convenience through Bank Sahabat Sampoerna’s Installment Loan. Principal and interest payments follow the terms agreed in the Credit Agreement, unless interest rate adjustments apply, which we will communicate in advance.

Credit Limit	Maximum Tenor (Months)
IDR 25 million – IDR 200 million	60
> IDR 200 million – IDR 1.5 billion	84
> IDR 1.5 billion – IDR 30 billion	120*

Overdraft Loan (PRK)

The Overdraft Loan offers flexibility in meeting your working capital needs. You can access funds as needed, up to your approved credit limit, subject to the withdrawal procedures and terms stipulated in the Credit Agreement.

Segment	Credit Limit
	Minimum	Maximum
Micro	IDR 25 million	IDR 3 billion
SME	IDR 50 million	New	Existing
		IDR 25 billion	As determined by the Bank

Fixed Loan (PT)

The Fixed Loan is a short-term financing solution designed to support your business working capital needs. Funds are disbursed through promissory notes, with the tenor and other terms subject to the Credit Agreement.

Credit Limit
From IDR 25,000,000 (twenty-five million rupiah) up to IDR 30,000,000,000 (thirty billion rupiah).

Loan Tenor
- 12 (twelve) months, with the option to extend.
- Promissory Note and Availability Period: Maximum of 12 (twelve) months.

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