Enjoy the convenience of managing your business financing with the Installment Loan (PA) from Bank Sahabat Sampoerna. With a principal and interest installment scheme fixed according to the initial agreement, you can plan your business cash flow calmly without worrying about changes in monthly installments, unless there is an adjustment in interest rates that is communicated in advance.
Key Features:
- Purpose of Financing: Can be used for working capital, business investment, or a combination of both.
- Types of Facilities:
- Regular PA: Loan disbursement is made in full upfront with the option of:
- Full PA: Loan disbursement is given up to the approved limit.
- Advance PA: Loan disbursement is given up to the approved limit, minus the first installment.
- Staged PA: Disbursement is made in stages according to the limit set over a specified period.
- Loan Tenure: Up to 120 months, with loan limits ranging from Rp25 million to Rp25 billion.
- Loan Interest Rate: Effective floating rate, following market conditions and the Bank's policies.
- Non-Revolving: The used or repaid limit cannot be reused.
Benefits You Receive:
- More flexible working capital management, ideal for facing business fluctuations.
- Fixed installment scheme, providing certainty of payment and maintaining cash flow stability.
- Competitive interest rates, in accordance with the initial agreement.
General Requirements:
- The debtor is an Indonesian citizen aged a minimum of 21 years and a maximum of 65 years at the end of the loan term, or 18 years (if married).
- The debtor can be an individual (entrepreneur, professional/employee) or a company (PT/CV/Firma, including cooperative forms).
- Minimum loan amount of IDR 25 million to IDR 25 billion.
- Indonesian citizen aged at least 21 years or 18 years (if married).
- Must have collateral*.
- Must have collateral that meets the requirements.
- Good credit record.
Ease of Process:
- Easy application with fund disbursement withdrawal to your account or direct transfer to suppliers, according to business needs.
- Practical payments made through automatic debit from your Bank Sahabat Sampoerna savings account.
With Installment Loans (PA), you can focus on business development while we help maintain your financial stability.
*For acceptable collateral, please refer to the Product and Service Information Summary - Installment Loans (PA).
Summary of Product Information and Service - Installment Loan
