Product & Service

Looking to expand your business and need working capital? We are ready to support financial as partners, such as Rural Credit Banks (BPR), Multifinance Companies, Cooperatives, Venture Capital, and Startups. Enjoy a variety of flexible financing schemes tailored to meet your business needs.

We provide financing options

1. Executing: Working capital loans aimed at financial institutions for the purpose of relending to end users, secured by receivables and/or other mutually agreed-upon collateral.
2. Channeling: Direct financing to consumers (end users), with partners acting as agents.
3. Asset Buying: The bank takes over credit assets from partners according to the agreement.
4. Joint Financing: Financing jointly conducted between the bank and partners to meet the needs of consumers (end users).

Advantages of Our Services:

1. Available in the form of Installment Loans (PA), Overdraft Loans (PRK), and Fixed Loans (PT) with various purposes such as working capital, investment, or multipurpose financing.
2. We provide loan limits starting from IDR 5 billion up to IDR 50 billion, depending on the type of institution and your business needs.
3. Flexible loans of up to 60 months (5 years), can provide flexibility in managing your business cash flow.

Partnership Requirements^*:
We partner with institutions that:

1. Have official licenses from the Financial Services Authority (OJK), Bank Indonesia, and related ministries.

2. Business entities in the form of Rural Banks (BPR), multifinance companies, cooperatives, venture capital firms, or startups that meet the Bank's requirements.

3. Meeting the minimum business duration requirement based on the type of institution and Bank regulations.

^*Additional requirements can be found in the Summary of Product and Service Information (RIPLAY).

Access the capital you need to expand your business and maximize your growth potential with Bank Sahabat Sampoerna.

Summary of Product Information and Service - Financial Institution Financing