Product & Service

Loan provided to rural bank (BPR) that is regional government owned or privately owned, as well as to to saving and loan cooperative. The loan may be provided under the executing scheme (where the rural bank/ cooperative registered as the borrower) or channeling scheme (where the rural bank’s customers or cooperative’s member registered as the borrower).

Loan may be provided in form of installment loan (with loan period of up to 36 months) or in form of current account loan (with maturity period of up to 12 months).

Conditions:

1. Having status of Limited Liability Company (PT), local government-owned enterprise (PD) or Cooperative.
2. Book net a profit in the current period.
3. Has been established for a minimum of 3 years.
4. Having net non-performing loan (NPL) of not more than 5%.
5. Having capital adequacy ratio (CAR) of not less than 10%.
6. In a healthy financial condition.