Product & Service

Sampoerna ESME Credit

Financing provide to small business/individual for working capital/investment in the form of installment loan with a limit from IDR 5 million to IDR 500 million.

  • Quick and easy administration process.
  • Competitive interest.
  • Additional benefit for existing customers:
    • Priority to obtain ‘Pre-approved’ Top-Up Program.
    • Loan above the guarantee value.

 

Purpose of Loan Loan Periode
Working Capital Up to 36 months
Investment Up to 60 months
 
Type of Collateral
Vehicle ownership certificate (BPKB) Certificate of deposit Land and buildings Plantation
 

REQUIREMENTS

  1. Copy of the customer’s Identity Card (KTP), Family Card (KK) and Marriage Certificate (if applicable).
  2. Minimum of 21 years old or married and maximum of 60 years old at the end of the loan maturity period.
  3. The business has been running for at least 2 years at the same premise and the same line of business.
  4. Copy of NPWP (Nomor Pokok Wajib Pajak/Tax Identification Number), for loan of IDR 50 million and above.
  5. Copy of valid business license.

Bank Sampoerna works in collaboration with Sahabat Mitra Sejati Saving and Loan Cooperative (Sahabat UKM) to channel micro loan through its branches that are spread out throughout Indonesia.
For further information, please visit : www.sahabat-ukm.com