ProKar

Are you an employee who has just started a business and requires additional working capital but has difficulty obtaining financing from a bank, or have you had problems with bank credit, or your credit process at another bank took a long time?

Bank Sahabat Sampoerna is THE SOLUTION. Let's apply for a loan from Bank Sahabat Sampoerna. We assist you with FAST and SIMPLE document requirements.

Bank Sahabat Sampoerna offers ProKar and Probiz Employees a flexible Current Account Loan to help you grow your businesses (PRK).

Let's utilize funds from Bank Sahabat Sampoerna for additional working capital to help your business grow.

Advantages of Prokar

 

 

  1. Loan limits range from Rp25 million to Rp3 billion, with an annual effective interest rate of 14% and a provision of 2%
  2. Payment of interest following credit facility use
  3. Property guarantees (residential homes, shop houses, apartments, commercial properties, factories, and warehouses) up to 70% of NJOP or 40% of Market Value
  4. Quick processing (2 working days) since the document is declared complete by the Senior Credit Reviewer/ Micro Credit Reviewer and free of Appraisal charge
  5. Loans of up to Rp3 billion for startup businesses aged more than six months and up to Rp1 billion for a business aged less than six months

General Requirements

 

  1. Individuals who have permanent employee status for at least one year (working period can be calculated based on the total work period at the previous workplace and current workplace and have worked at least six months at the current workplace and have permanent employee status by attaching a Job Certificate containing the amount of monthly salary, working period, and position)
  2. Income data (Select one): Salary slip for at least the last 1 (one) month (If there was any other income can be attached) or Savings account/current account for at least the last 1 (one) month (In this case, the account provided is a payroll account/an account that reflects monthly income/salary) or work certificate containing the amount of the monthly wage, working period, and position or income data based on the income information submitted on the credit application form
  3. Collateral ownership proof in the form of SHM, SHGB, SHMSRS (Strata Title) issued by BPN and SPPT PBB and STTS (proof of payment) of the previous year PBB and IMB or Cover Note from Developer/City Planning Service/Notary.
  4. Collateral ownership can be in the applicant's name or on behalf of a third party (individual or company)
  5. The guarantee location is in a city/district where the BSS Branch is within a 50-kilometer radius of the nearest BSS Branch.
  6. Identity documents:

 

 

Register here