A savings product to serve your business’ needs, with interest rate similar to that of time deposit as well as ease of transaction.

  • Interest rate with that offered by time deposit.
  • Free of charge for cash withdrawal at other banks’ ATM. ATM with logo of GPN/ PRIMA/ BERSAMA, including that belong to BRI, BCA,Bank Mandiri, BNI, CIMB Niaga, Bank Panin, etc.
  • Free of charge for interbank transfer and no administration fee.*
  • Reimbursement of transfer cost for receive of money.**
  • Equipped with mobile and internet banking.

  *See terms product details for transaction fee.
**See terms for reimbursement of transfer cost.

 

Features

Interest Rates*

Tier Interest Rate*
< Rp100 million         0.50%
≥Rp100 million to < Rp1 billion         1.00%
≥Rp1 billion to < Rp10 billion         2.50%
≥Rp1 billion         3.00%

*Effective on 2nd March 2026, it may change at any time.

Cost Terms

Monthly fee administration & ATM Free
Bank Sampoerna’s ATM Cash withdrawal Free
Other banks’ ATM Cash withdrawal fee Free 30x/month
Transfer to Bank Sampoerna Free
Interbank transfer fee  
Through ATM Bank Sampoerna’s ATM & Other banks’ ATM Free for 10 times/ month b,c
Through MB/ IB/ Counter  
  • Realtime-Online
 Free for 10 times/ month b,c
  • LLG/SKN
 Free for 25 times/ month b
  • RTGS
 Free for 10 times/ month b
  • BI-Fast
 Rp2.500
Balance inquiry  
ATM Bank Sampoerna IB/ MB/ Counter Free
Other banks’ ATM a Free b
Other administrative fee  
Account opening & ATM Card issuance Free
Account closing Rp100.000
IB Token Free d  (2 unit)
Replacement cost  
ATM Card Rp30.000
IB Token Rp500.000

Minimum balance & transaction limit

Minimum opening balance & Hold balance Rp2.000.000
Transaction limit (per day)  
Through ATM  
  • Cash withdrawal
 Rp10.000.000
  • Inter accounts transfer within Bank Sampoerna
 Rp50.000.000
  • Inter bank transfer
 Rp25.000.000
Through Mobile Banking  
  • Inter accounts transfer within Bank Sampoerna
 Rp100.000.000
  • Inter bank transfer – limit per day
 Rp50.000.000
  • SKN transfer – per transaction
 Rp250.000.000
  • Limit per transaction
 Rp25.000.000
Through Internet Banking  
  • Inter accounts transfer within Bank Sampoerna
 Rp250.000.000
  • Inter bank transfer – limit per day
 Rp100.000.000
  • SKN transfer – limit per day
 Rp250.000.000
  • RTGS transfer – limit per day
 Rp250.000.000
  • Limit per transaction
 Rp25.000.000
Minimum balance (lastday transaction) to:  
Reimbursement of transfer cost for receive of money  
Real time – online Rp25.000.000
LLG/SKN/RTGS/cashing out cheque Rp50.000.000
Free transfer to other’s bank  
Through ATM Rp5.000.000
Through MB/ IB/ Counter  
  • Real time – Online
 Rp5.000.000
  • LLG/SKN/RTGS
 Rp50.000.000
  • Free balance checking in ATM a
 Rp5.000.000

Details:

(a). ATM with GPN/ PRIMA/ BERSAMA logo, including those of BRI, BCA, Bank Mandiri, etc.
(b). Using cashback mechanism.
(c). The frequency is accumulated of transactions through ATM , Mobile Banking, dan Internet Banking.
(d). With minimum balance of Rp 25 million.

subject to change at any time.

Reimbursement mechanism of transfer cost for receive of money

Transfer Mechanism Reimbursed Value Maximum Number of Reimbursement per Month Minimum Balance at The End of The Day When Transaction Occured
Real time – online IDR 6.500 Total 10 x IDR 50 million
LLG/SKN IDR 2.900
RTGS IDR 20.000